credit scores solutions

Your Guide to a
Better Credit Score

We’re a boutique resource for credit scores, credit monitoring, credit repair, and credit counseling — built to help you understand your credit and take action to improve it.

Smart Credit

New Way to Manage Your CREDIT SCORE

Need Help With A Mortgage

Looking for help as a First Time Home Buyer or trying
to SAVE MONEY by Refinancing.
Dan Frio | NMLS #246527 | PBT Bancorp | NMLS #257781. Mortgage products are originated by PBT Bancorp, NMLS #257781. Equal Housing Lender.
BEST OFFER
Young couple sitting on a sofa paying a bill online with a credit card and laptop
Credit Builder Card

It's Time to Build Your CREDIT

Credit Builder Card is a secured credit card marketplace. Based on the state you live in, we match you with a secured credit card that has a low $200 security….
Safe and Secure
Reports to all 3 Bureaus
No credit check
what we offer

Why use Credit Scores and More

With over 30 Years in the Lending field, I have been able to help THOUSANDS of people and now I have developed this process to not only provide you with the information you need but the TOOL and a PROCESS to do something about it.

Learn what drives your score and how to boost it – Credit Usage, Credit Age, Total Accounts, Payment History, Inquiries, and Derogatory Marks.

Explore More
01

FREE SCORES

Illustration explaining the factors that make up a credit score

See your credit reports and scores in one place, with alerts when something changes.

Explore More
02

CREDIT MONITORING

Person reviewing credit report information

Build credit history with a Self Credit Builder Account and small monthly payments.

Explore More
03

BUILD CREDIT

Person checking credit score details

Errors on your credit report can cost you points and a better rate.

Dovly's AI finds and disputes errors on your TransUnion report, with a free plan to get started.

Explore More
04

FIX CREDIT ERRORS

Illustration of credit score factors including credit usage and credit age

Watch: The Credit Score Hack That Actually Works

Credit Scores and More logo

Fix Credit Report Errors Automatically

Manage Your Credit in One Place

SmartCredit lets you see your credit reports and scores, get alerts when something changes, and use tools that show which actions can move your score. Know where you stand before you apply for a mortgage, car loan or credit card.

FICO score ranges chart from poor to exceptional
WHO WE

Credit Scores and More

Your Credit Score is one of the MOST IMPORTANT numbers in your LIFE. The #1 Web-Based tool to help guide you to a BETTER CREDIT SCORE.

Buying a Home? Know Your Mortgage Score

Mortgage lenders use different credit scores than most apps show you.
Learn which scores they pull and how to raise yours before you apply.
save money