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- Credit report and score monitoring across all three bureaus
- Dispute of inaccurate, unverifiable, and outdated items on your credit report
- Access to a dedicated case advisor and credit attorney support
- Personalized action plan to help rebuild and protect your credit
- Mobile app and online dashboard to track dispute progress
Watch: 7 Credit Score Boosters That Actually Work
Building Credit From Scratch? Try a Credit-Builder Loan
If your issue isn’t repairing damaged credit but building credit history in the first place — or rebuilding after a rough patch — a credit-builder loan is often a faster, cheaper path than a repair company. Self is one of the most established credit-builder loan providers: your payments are reported to all three credit bureaus, and at the end of the loan term you get the money back (minus a small admin fee), building both a payment history and a savings cushion at the same time.
Learn more about Self’s credit-builder account »
About the author: Dan Frio
Dan Frio is a federally registered mortgage loan originator with 38 years in the business and host of The Rate Update with Dan Frio on YouTube. He explains credit scores the way mortgage lenders actually use them, so buyers know where they stand before they apply. More about Dan | NMLS #246527