About Dan Frio

Dan Frio has spent more than 30 years in the lending industry, helping thousands of people understand credit, qualify for financing, and make smarter decisions about their money. He is a mortgage advisor with The Frio Team (NMLS #246527) and hosts The Rate Update with Dan Frio, a podcast and YouTube channel covering mortgage rates, housing market trends, and the economic forces that shape them.

Dan holds a degree in Economics from West Virginia University. He created Credit Scores and More to bring that same real-world lending experience to a wider audience, offering practical, no-nonsense guidance on credit scores, credit monitoring, credit repair, and credit counseling.

Connect with Dan on LinkedIn or subscribe to The Rate Update with Dan Frio on YouTube.