I have spent 30 years in the lending business and have worked extensively with credit repair companies, comparing services, pricing, and client support to identify the best options available.
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- Credit report and score monitoring across all three bureaus
- Dispute of inaccurate, unverifiable, and outdated items on your credit report
- Access to a dedicated case advisor and credit attorney support
- Personalized action plan to help rebuild and protect your credit
- Mobile app and online dashboard to track dispute progress
Watch: 7 Credit Score Boosters That Actually Work
Building Credit From Scratch? Try a Credit-Builder Loan
If your issue isn’t repairing damaged credit but building credit history in the first place — or rebuilding after a rough patch — a credit-builder loan is often a faster, cheaper path than a repair company. Self is one of the most established credit-builder loan providers: your payments are reported to all three credit bureaus, and at the end of the loan term you get the money back (minus a small admin fee), building both a payment history and a savings cushion at the same time.
Learn more about Self’s credit-builder account »
