There are 4 Different Credit Scores Not all Credit scores are the same. You are most likely aware of the 3 Major Credit Agencies: Trans Union Equifax Experian. However, there are also 4 different credit scoring systems: AUTO The FICO Auto Score (and other […]
If I had the opportunity to erase from your mind everything you know or think you know about Credit, I would do it for 95% of the country. Too often consumers actually do things in an effort to increase their credit but end up only causing a reverse action and actually realizing a drop in their […]
Over the past 25 Years, the FICO Score has become the most widely used Credit Tool for Lenders when looking at a persons credit profile. The Scoring system has been evolving over time and has been updated numerous times over its lifetime. What was once considered Below Average Credit may now be deemed satisfactory due […]
How does Credit Sesame work? Get Your Free Credit Score and Monitoring We believe consumers have the right to access their financial information. Get your free credit score each month, and monitor your credit report at no cost. We’ll also send you daily monitoring alerts about changes to your credit report. See your free credit […]
Credit Sesame VS Credit Karma Which ONE should you Choose and Why? With so much hype today about Credit Reports, Credit Scores and Identity Theft you don’t have to look far before you can find a few AMAZING sites that offer these products for you and get this, they are 100% FREE. Truly, there are o […]
I have spent 30 years in the lending business and have worked extensively with credit repair companies, comparing services, pricing, and client support to identify the best options available. Top of Class #1 Lexington Law Credit report and score monitoring across all three bureaus Dispute of inaccurate, unverifiable, and outdated items on your credit report […]
Credit-Scores-and-More was created for several reasons: Learn About Credit Scores Monitor Credit Credit Theft Scores Explained in Detail Credit Repair and Assistance
The most common question I receive from clients is What is the most accurate credit score site. Free Credit Score websites are the RAGE these days with a new one popping up every day. Are these Sites the best place to go if you’re looking for an Accurate Score that Credit Card, Auto Dealerships, Insurance Companies, […]
By now you are aware that your credit score determines everything from getting approved for a credit card to the interest rate you will receive on a car or mortgage — or whether you will get approved for a loan at all. In 2025, recent data shows that the average FICO® credit score remains near […]
What Does a Credit Repair Attorney Do? Credit repair attorneys perform a number of services aimed at repairing your credit, including: Reviewing your credit reports to evaluate potential errors or ways to improve your score Negotiating with credit reporting agencies to remove negative items from your credit reports, such as late payments, charge-offs and foreclosures […]