Free credit tools for home buyers from The Rate Update with Dan Frio

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Credit Scores & MoreA Rate Update resource · Credit help for home buyers
Credit Scores and More
  • 1. FREE SCORE
    • Start Here: Get Mortgage-Ready in 5 Steps
    • Opt Out of Prescreened Offers (Do This First)
    • What Is a Good Credit Score?
    • 10 Credit Score Myths
    • Credit Sesame vs. Credit Karma
  • 2. MORTGAGE SCORES
    • Credit Score Needed to Buy a House
    • Which Score Do Lenders Use? FICO vs. VantageScore
    • What Is the Most Accurate Credit Score Site?
    • UltraFICO Score Explained
  • 3. BUILD CREDIT
    • The Best Way to Monitor Your Credit
    • Boost Your Credit Score Fast: 7 Tips
    • How to Fix Your Credit in 4 Steps
    • Best Credit Repair Options
    • The Real Problem With Credit Reports
    • Credit Advice From a Lending Veteran
  • 4. BUDGET
    • Budgeting Tools: Solvit (60 Days Free) & YNAB
    • What Home Buyers Need to Know About Credit Scores
  • 5. READY TO BUY
    • Compare 30+ Mortgage Lenders (The Rate Update)
    • First-Time Home Buyer Guide (The Rate Update)
    • 5-Day HELOC for Homeowners (The Rate Update)
    • Protect Your Home From Deed Fraud
  • BLOG
Credit Scores & MoreA Rate Update resource · Credit help for home buyers
Credit Scores and More
  • 1. FREE SCORE
    • Start Here: Get Mortgage-Ready in 5 Steps
    • Opt Out of Prescreened Offers (Do This First)
    • What Is a Good Credit Score?
    • 10 Credit Score Myths
    • Credit Sesame vs. Credit Karma
  • 2. MORTGAGE SCORES
    • Credit Score Needed to Buy a House
    • Which Score Do Lenders Use? FICO vs. VantageScore
    • What Is the Most Accurate Credit Score Site?
    • UltraFICO Score Explained
  • 3. BUILD CREDIT
    • The Best Way to Monitor Your Credit
    • Boost Your Credit Score Fast: 7 Tips
    • How to Fix Your Credit in 4 Steps
    • Best Credit Repair Options
    • The Real Problem With Credit Reports
    • Credit Advice From a Lending Veteran
  • 4. BUDGET
    • Budgeting Tools: Solvit (60 Days Free) & YNAB
    • What Home Buyers Need to Know About Credit Scores
  • 5. READY TO BUY
    • Compare 30+ Mortgage Lenders (The Rate Update)
    • First-Time Home Buyer Guide (The Rate Update)
    • 5-Day HELOC for Homeowners (The Rate Update)
    • Protect Your Home From Deed Fraud
  • BLOG

Category: Credit Monitoring

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Credit Monitoring

Credit Sesame vs. Credit Karma: Which Free Credit App Is Better?

Credit Sesame vs. Credit Karma: Which Free Credit App Is Better? Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. Credit Sesame and Credit Karma are the two best-known free credit apps. Neither asks for a credit card, and neither […]

September 30, 2026 / Dan Frio / 0 Comments
Credit Monitoring
Credit monitoring services

The Best Way to Monitor Your Credit (Free and Paid Options)

The Best Way to Monitor Your Credit (Free and Paid Options) Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. Credit monitoring means watching your credit reports for changes: new accounts, late payments, hard inquiries and balances. It’s the fastest […]

September 30, 2026 / Dan Frio / 0 Comments
Credit Monitoring Credit Scores

Where to Get Free Credit Scores and Credit Monitoring

Where to Get Free Credit Scores and Credit Monitoring Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. You don’t have to pay to see your credit score or your credit reports. Here are the best free sources, what each […]

September 30, 2026 / Dan Frio / 0 Comments

Recent Posts

  • 10 Credit Score Myths That Cost Home Buyers Money
  • Which Credit Score Site Is the Most Accurate? A Mortgage Lender’s Answer
  • Best Credit Repair Options: DIY, Counseling or a Credit Repair Company
  • How to Fix Your Credit in 4 Steps (Explained)
  • The Real Problem With Credit Reports: Errors (and How to Dispute Them)

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Recent Posts
  • 10 Credit Score Myths That Cost Home Buyers Money
    October 23, 2026
  • Which Credit Score Site Is the Most Accurate? A Mortgage Lender’s Answer
    October 23, 2026
  • Best Credit Repair Options: DIY, Counseling or a Credit Repair Company
    October 19, 2026
about us

With over 30 years in the lending industry, we’ve helped thousands of people understand and improve their credit — and built this site to give you the same tools and guidance. Affiliate Disclosure: Some links on this site are affiliate links, and we may earn a commission if you sign up or make a purchase through them, at no extra cost to you.

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