What Home Buyers Need to Know About Credit Scores Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. Your credit score affects two big things when you buy a home: whether you qualify, and what interest rate you get. A […]
Credit Advice From a Lending Veteran: What Actually Moves Your Score Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. After more than 30 years in the lending business, I’ve seen the same credit questions come up again and again. […]
Which Credit Score Do Lenders Use? FICO 8, Auto, Bankcard and Mortgage Scores Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. You don’t have one credit score. You have dozens. FICO alone has several versions, and lenders pick the […]
5 Myths About Credit Scores Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. If I had the opportunity to erase from your mind everything you know or think you know about Credit, I would do it for 95% of […]
Did you know you have more than one FICO® Score? Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. Over the past 25 Years, the FICO Score has become the most widely used Credit Tool for Lenders when looking at […]
Best Credit Repair Options: DIY, Counseling or a Credit Repair Company Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. “Best credit repair company” lists change every year, and many are paid rankings. The better question is which kind of […]
A step-by-step guide to fixing your credit: get your reports, dispute errors, lower balances and add positive payment history.
What is the most accurate credit score site? Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. The most common question I receive from clients is What is the most accurate credit score site. Free Credit Score websites are the […]
Boost Your Credit Score Fast With These 7 Simple Tips Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. By now you are aware that your credit score determines everything from getting approved for a credit card to the interest […]
Credit Repair Attorney: What They Do and When You Need One Disclosure: Some links in this article are affiliate links. We may earn a commission if you sign up, at no extra cost to you. A credit repair attorney can help when a credit bureau or lender refuses to fix information that is clearly wrong. […]